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--- personal_finance [2021/06/30 21:10] – created raju
+++ personal_finance [2023/08/11 21:32] (current) – raju
@@ Line 1: / Line 1: @@
+==== useful links ====
+  * https://thefinancebuff.com/fidelity-cash-management-checking-savings.html - 3 ways to use fidelity as a checking or savings account
 ==== RMD ====
-  *
+RMD = Required minimum distribution.
+  * The IRS requires to start taking tax deferred retirement money out at the age of 72 (or 70.5 if you were born before July 1, 1949).
+  * RMD is 3.9% at age 72, 8.8% at age 90.