==== expense ratio ====
  * See https://github.com/KamarajuKusumanchi/market_data/blob/master/funds/expense_ratio.csv

==== VUSXX ====
  * Vanguard Treasury Money Market Fund
  * invests exclusively in Treasuries
  * interest from this fund is exempt from state and local taxes
  * expense ratio = 9 bps

Ref:
  * https://thefinancebuff.com/money-market-fund-high-yield-savings-account-guide.html#htoc-vanguard
  * https://investor.vanguard.com/investment-products/mutual-funds/profile/vusxx

==== VUSXX vs. FZFXX ====

^ ^ [[ https://investor.vanguard.com/investment-products/mutual-funds/profile/vusxx | VUSXX]] ^ [[https://fundresearch.fidelity.com/mutual-funds/summary/316341304 | FZFXX]] ^
| Name | Vanguard Treasury Money Market Fund | Fidelity Treasury Money Market Fund |
| Expense ratio (bps) (last checked: 2023-10-13) |   9 |  42 |
| 7-Day Yield (pct) (last checked: 2023-10-13 |  5.24 |  4.98 |
| Minimum investment ($) |  3000 |  0 |

==== etfs I came across ====
Policy:
  * new entries go in the end, unless they can be grouped with an existing entry
\\
  * The SPDR S&P Regional Banking etf (KRE)
  * The Health Care Select Sector SPDR etf (XLV)
  * The Consumer Staples Select Sector SPDR etf (XLP)
  * The Financial Select Sector SPDR etf (XLF)
  * The Vanguard Industrials ETF (VIS)
  * the Vanguard Information Technology ETF (VGT)
  * The Vanguard Utilities ETF (VPU)
\\
  * SPDR Bloomberg 1-3 Month T-Bill ETF (BIL)
  * iShares 0-3 Month Treasury Bond ETF (SGOV)
\\
  * iShares 20+ Year Treasury Bond ETF (TLT)
    * tracks an index of Treasuries with maturities of 20 years and more
\\
  * SPDR Bloomberg High Yield Bond ETF (JNK)
    * Junk bonds are riskier cousins of Treasuries.
\\
  * SPDR S&P Retail ETF (XRT)

==== home builders and related industries ====
  * XHB - SPDR S&P Homebuilders ETF
    * https://www.barrons.com/market-data/funds/xhb
    * 36 bps expense ratio
  * ITB - iShares U.S. Home Construction ETF
    * https://www.barrons.com/market-data/funds/itb
    * 40 bps expense ratio