• See https://github.com/KamarajuKusumanchi/market_data/blob/master/funds/expense_ratio.csv

• Vanguard Treasury Money Market Fund
• invests exclusively in Treasuries
• interest from this fund is exempt from state and local taxes
• expense ratio = 9 bps

Ref:

• https://thefinancebuff.com/money-market-fund-high-yield-savings-account-guide.html#htoc-vanguard
• https://investor.vanguard.com/investment-products/mutual-funds/profile/vusxx

Policy:

• new entries go in the end, unless they can be grouped with an existing entry

• The SPDR S&P Regional Banking etf (KRE)
• The Health Care Select Sector SPDR etf (XLV)
• The Consumer Staples Select Sector SPDR etf (XLP)
• The Financial Select Sector SPDR etf (XLF)
• The Vanguard Industrials ETF (VIS)
• the Vanguard Information Technology ETF (VGT)
• The Vanguard Utilities ETF (VPU)

• SPDR Bloomberg 1-3 Month T-Bill ETF (BIL)
• iShares 0-3 Month Treasury Bond ETF (SGOV)

• iShares 20+ Year Treasury Bond ETF (TLT)
  • tracks an index of Treasuries with maturities of 20 years and more

• SPDR Bloomberg High Yield Bond ETF (JNK)
  • Junk bonds are riskier cousins of Treasuries.

• SPDR S&P Retail ETF (XRT)

• XHB - SPDR S&P Homebuilders ETF
  • https://www.barrons.com/market-data/funds/xhb
  • 36 bps expense ratio
• ITB - iShares U.S. Home Construction ETF
  • https://www.barrons.com/market-data/funds/itb
  • 40 bps expense ratio