fidelity_notes
Differences
This shows you the differences between two versions of the page.
Both sides previous revisionPrevious revisionNext revision | Previous revision | ||
fidelity_notes [2023/11/11 04:15] – [securing the account] raju | fidelity_notes [2024/05/22 23:15] (current) – [Missing features] raju | ||
---|---|---|---|
Line 1: | Line 1: | ||
+ | |||
+ | ==== Missing features ==== | ||
+ | * It is not possible to | ||
+ | * enable Money Transfer Lockdown (MTL) on 529 accounts [(https:// | ||
+ | * generate month to date statements | ||
+ | * see [Beginning portfolio value, Additions, Subtractions, | ||
+ | |||
+ | ~~REFNOTES~~ | ||
+ | |||
+ | ==== equity market hours ==== | ||
+ | * pre-market session: 7 am - 9:28 am | ||
+ | * regular session: 9:30 am - 4 pm | ||
+ | * after-hours session: 4 pm - 8 pm | ||
+ | Ref: https:// | ||
+ | |||
+ | Notes from https:// | ||
+ | * each brokerage firm may have different rules pertaining to trading during non-market hours | ||
+ | |||
==== why fidelity ==== | ==== why fidelity ==== | ||
* Automatic sweep of uninvested cash into money market funds | * Automatic sweep of uninvested cash into money market funds | ||
* FWIW, this is not available in Schwab. [asof | 2023-09-21] | * FWIW, this is not available in Schwab. [asof | 2023-09-21] | ||
- | * Customer service is great. [today | 2023-09-22] | + | * Customer service is great. [today | 2023-09-22, 2024-02-20] |
+ | * Treasuries can be automatically rolled over. [today | 2023-12-29] | ||
+ | * [today | 2024-02-20] It has a cool feature called “Full View” wherein you can add all your other accounts (brokerage, 401k, bank accounts etc.,) and track your net worth for free. | ||
+ | * https:// | ||
+ | |||
+ | ==== securing the account ==== | ||
+ | * Enable two factor authentication | ||
+ | * Turn on money transfer lockdown (MTL) | ||
+ | * https:// | ||
+ | |||
+ | See also: | ||
+ | * https:// | ||
+ | |||
+ | ==== View treasuries by maturity ==== | ||
+ | To view treasuries by maturity | ||
+ | |||
+ | Login -> All accounts -> More -> Analysis -> | ||
+ | Hover on "Fixed Income Analysis" | ||
+ | A separate windows pops up | ||
+ | |||
+ | You can also go there via https:// | ||
+ | |||
+ | Sort by the Maturity column | ||
+ | |||
+ | ==== turn on push notifications ==== | ||
+ | To turn on the push notifications from Fidelity app in Android | ||
+ | |||
+ | Settings -> Notifications -> App notifications -> Select Fidelity -> Slide right | ||
+ | |||
+ | ==== Fidelity vs. Schwab ==== | ||
+ | * Fidelity offers true treasury autoroll with no time out of the market. Schwab keeps your money out of the market 1 week and gives no interest. | ||
+ | * Fidelity will autoliquidate retail money market funds to settle withdrawals, | ||
==== Core positions ==== | ==== Core positions ==== | ||
Line 64: | Line 113: | ||
* tags | core position | * tags | core position | ||
* You can use https:// | * You can use https:// | ||
+ | * https:// | ||
==== linking a bank account ==== | ==== linking a bank account ==== | ||
Line 79: | Line 129: | ||
Solution 2: | Solution 2: | ||
Work around it by transferring money to a different bank (ex:- CFCU -> Capitalone -> Fidelity). | Work around it by transferring money to a different bank (ex:- CFCU -> Capitalone -> Fidelity). | ||
- | |||
- | ==== securing the account ==== | ||
- | * Enable two factor authentication | ||
- | * Turn on lockdown | ||
- | |||
- | See also: | ||
- | * https:// | ||
==== videos I came across ==== | ==== videos I came across ==== | ||
* https:// | * https:// | ||
+ | |||
+ | ==== CMA vs regular brokerage ==== | ||
+ | From https:// | ||
+ | >> The big difference is in how cash is handled - the CMA keeps your uninvested cash in FDIC insured bank accounts while the brokerage account puts it in money market funds that are covered by SIPC. Also, CMA accounts qualify for ATM fee reimbursement; | ||
+ | >> | ||
+ | >> On the investing side, you can't trade on margin in the CMA. | ||
+ | |||
+ | ==== endorsing checks ==== | ||
+ | * Write "For deposit only to Fidelity", | ||
+ | |||
+ | tags | check endorsement | ||
+ | |||
+ | ==== qna ==== | ||
+ | ----- | ||
+ | :?: Can I buy treasuries in fidelity brokerage account? | ||
+ | |||
+ | :!: Yes, you can. There are positives and negatives between buying at TreasuryDirect vs. a brokerage account like Fidelity. TreasuryDirect allows you to buy in increments of \$100 vs. \$1,000 at Fidelity. You can sell them before maturity at Fidelity which is not possible in TreasuryDirect. More details at | ||
+ | https:// | ||
+ | ---- | ||
+ | |||
+ | ==== sweep in CMA account ==== | ||
+ | * From June 15, 2024, Fidelity CMA accounts will have an option to sweep to SPAXX | ||
+ | * This was announced in the March 2024 statement of the Fidelity CMA account. | ||
+ | |||
fidelity_notes.1699676132.txt.gz · Last modified: 2023/11/11 04:15 by raju