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--- i-bonds_notes [2021/11/23 16:10] – [Notes] raju
+++ ibonds_notes [2023/01/05 17:52] – [links I came across] admin
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 Check out https://www.treasurydirect.gov/indiv/research/indepth/ibonds/res_ibonds.htm
-The I-bonds seem  like an interesting product: ~7% interest rate (but changes every 6 months); inflation protected; $10k investment limit per yer per ssn; only federal tax; no state tax; 1 year lockup; 3 month interest loss if withdrawn before 5 years.
+These I-bonds seem  like an interesting product: ~7% interest rate (but changes every 6 months); inflation protected; $10k investment limit per yer per ssn; only federal tax; no state tax; 1 year lockup; 3 month interest loss if withdrawn before 5 years.
 It seems like a good ROI with diversification benefits when mixed with other popular options like stocks, real estate.
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 today | 2021-11-23
+==== Q & A ====
+??? When are the rates on ibonds changed?
+!!! https://www.treasurydirect.gov/indiv/research/indepth/ibonds/res_ibonds_iratesandterms.htm#change
+??? Where can I see the history of ibonds?
+!!! https://www.treasurydirect.gov/files/savings-bonds/i-bond-rate-chart.pdf - Shows the history of interest rates for I-bonds. It has a table with the historical fixed and variable components.
 ==== links I came across ====
+  * https://www.investopedia.com/terms/s/seriesibond.asp - comprehensive, easy to understand.
   * https://www.treasurydirect.gov/indiv/products/prod_ibonds_glance.htm - info on I-bonds
   * https://www.treasurydirect.gov/indiv/research/indepth/ibonds/res_ibonds_ifaq.htm - FAQ on I-bonds
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   * https://www.treasurydirect.gov/indiv/research/indepth/ebonds/res_e_bonds_eeratesandterms.htm - interest rates for EE-bonds
   * https://www.treasurydirect.gov/indiv/research/indepth/ebonds/res_e_bonds.htm - info on EE bonds
+  * https://www.bogleheads.org/wiki/I_savings_bonds#How_interest_is_calculated